FIRS Compliant Analysis
Master YourTax LiabilityIn Real-Time.
The definitive Nigerian tax clarity tool for the 2024 Finance Act. Secure, anonymous, and institutional grade.
Controlled
THREELAYERS.
ONEBLINDSPOT.
Our diagnostic approach exposes your hidden tax risk across every layer of Nigeria's tax system.
Most Nigerians have no idea which tax bracket they fall into. The 2024 Finance Act raised the top PAYE band to 24%, yet millions remain dangerously unaware.
The Knowledge Gap
Most workers cannot accurately state their effective tax rate, leaving them exposed to FIRS audits and compounding fines.
Compounding Risk
FIRS penalties of up to 10% on unpaid tax plus 15% interest per annum accumulate silently for every uninformed taxpayer.
How It Works
Three layers.
Zero guesswork.
Layer 1
Identify
Enter BVN / Account No. / Manual Income. Secure, read-only access to verify your annual inflow.
- Privacy-First Lookup
- NIBSS Read-Only Access
- Zero Data Stored
Layer 2
Compute
AI applies Personal Income Tax Act (PITA) brackets in real-time under the latest 2024 Finance Act updates.
- 2024 Finance Act Bands
- Effective Rate Calculation
- Monthly PAYE Breakdown
Layer 3
Comply
Receive actionable guidance on tax relief allowances to legally optimize your effective tax rate.
- NHF 2.5% Deduction
- Pension 8% Relief
- Life Assurance Allowances
Tax Brackets
Current FIRS PAYE Bands 2024–2025
2024 Finance Act UpdateMinimum threshold reviewed. Top marginal rate 24% for income above ₦3.2M.
| Annual Taxable Income | Rate | Tax on Band | Status |
|---|---|---|---|
| First ₦300,000 | 7% | ₦21,000 | Base |
| Next ₦300,000 | 11% | ₦33,000 | Lower |
| Next ₦500,000 | 15% | ₦75,000 | Middle |
| Next ₦500,000 | 19% | ₦95,000 | Upper Middle |
| Next ₦1,600,000 | 21% | ₦336,000 | High |
| Above ₦3,200,000 | 24% | Variable | Top Marginal |
Institutional Grade
Built on trust.
Verified by design.
END-TO-END ENCRYPTION
256-bit AES encryption as standard. We process data using read-only NIBSS protocols. Your BVN is never stored on our servers.
FIRS & CBN COMPLIANT
Operates strictly under NTP 2024 and CBN Open Banking guidelines. FCCPC registered and verified for financial advisory services.
ZERO DATA RETENTION
All computations happen in-memory. Once you close your session, all data is purged instantly. No user database, no persistent identity.
REAL-TIME MONITORING
Live tax liability tracking as income changes. Instant alerts when approaching bracket thresholds or filing deadlines under the NTP framework.
OPEN BANKING INTEGRATION
Connects to CBN-licensed open banking APIs with OAuth 2.0. Read-only access with revocable consent. No credentials ever leave your device.
AUDIT-READY REPORTS
Generates FIRS-compliant tax computation sheets and self-assessment forms. Exportable as PDF. Accepted as supporting documentation for FIRS queries.
Get Started Free